We all like to think that our nearest and dearest will lament our passing with fond memories. It would be sad to think that after the initial period of mourning has passed, kind words turn to bewilderment when your beneiciaries realise your estate has a large inheritance tax (IHT) bill?
It has often been said that IHT is a voluntary tax. To some extent this is true. So why would anyone voluntarily make their grieving relatives pay hundreds if not hundreds of thousands of pounds to HMRC when some simple planning means they can reduce or even eliminate their IHT bill?
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